by Jackie Cara | Jan 20, 2026 | Uncategorized
Takeaways Amid record-high home prices and low affordability, the dream of homeownership is deferred for younger generations, pushing the median age of a first-time buyer to 40. Older generations hold a significant advantage, often buying homes with cash or large down...
by Jackie Cara | Jan 20, 2026 | Uncategorized
Takeaways A durable power of attorney can prove critical if you ever lose the ability to manage your own affairs. You must have legal capacity to execute a power of attorney, so it’s important to do it before it’s too late. If you do not have this legal...
by Jackie Cara | Jan 20, 2026 | Uncategorized
Takeaways The current affordability crisis is pressuring younger generations to seek early access to older adults’ wealth. This economic pressure is increasing financial elder abuse within families, threatening seniors’ financial security. Americans...
by Jackie Cara | Jan 20, 2026 | Uncategorized
Takeaways A health care proxy makes medical decisions, and a durable power of attorney (DPOA) agent handles financial and legal matters if you become unable to manage your affairs. Disputes can arise when different people fill these roles, often because of overlapping...
by Jackie Cara | Jan 5, 2026 | Uncategorized
Takeaways Balancing debt repayment and estate planning is key — both influence your financial stability and your family’s protection. Debts don’t vanish after death. Creditors can file claims against your estate, potentially reducing what your heirs...
by Jackie Cara | Dec 30, 2025 | Uncategorized
Takeaways Social Security benefits will increase by 2.8 percent in 2026 due to the annual cost-of-living adjustment (COLA). This increase applies to Social Security and Supplemental Security Income (SSI) recipients, with payments starting in January 2026 for Social...
